America's Only Cremation and Funeral Price Lock Guarantee

Although it may be an uncomfortable subject, taking care of your final expense ahead of time, whether it be cremation or burial, is one of the most important gifts you can give your loved ones.

But it's not just about the money; it's also about your loved ones knowing that these were your final wishes, and that they are being honored. 

One of those wishes is usually that the cost of your final arrangements is already paid for, so that no one is burdened with that expense, on top of the loss of a loved one. Most people agree it is simply the right thing to do as a responsible adult or parent.

However, traditional Final Expense Insurance has some drawbacks:

1.     The payout is a fixed amount, but the price of the service, whether it is a cremation or funeral, is subject to inflationary price pressure year over year. 

2.     It's usually permanent insurance, meaning you pay on it until you die. A few other carriers also offer 3, 5, and 10 year premium periods, but the cost of the services at the time of need is not guaranteed. Your family will have to pay whatever the current (higher) cost is at the time of your passing. 

  3. If you" live too long", you will have eventually paid (and keep paying into) the policy more than it will pay out. 

“But, you can just get a big enough policy that all costs will be covered”. True, but the higher the coverage amount, the higher the premium, and it can get expensive, especially the longer a person waits to get their policy in place. On top of that, it is highly likely that the cost for your cremation or burial will be substantially more expensive in 10, 20, or 30 years from now.

The New Final Expense solves this, with exclusive licensing to offer a Cremation or Funeral Price Lock Guarantee: You can now lock in the cost of your Cremation or Funeral at today’s prices, in today’s dollars.

This solution provides an affordable, New Final Expense Policy, with a limited premium period, and then it is all paid up. (the coverage continues but the payments stop) If you should pass during the initial period the plan still goes into action with no further payments required. This protection guarantees there will be no additional cost to your survivors for your cremation or burial, regardless of the market price at the time of use. Coverage is statewide.

The New Final Expense provides affordable 3, 5, or 10 year premium periods, up to age 80, and for ages 80-85, 3 and 5 year premium periods. 

For a short video of the plan see: America's Only Cremation/Funeral Rate Lock Guarantee

Veterans click here: Veteran's Funeral Benefit Alliance 

For more information and a rate quote, call 805-559-9492, email finalexpensesocal@gmail.com, or use this Calendly link to schedule a time to get your coverage in place.

Best Regards

James P Doyle

805-559-9492

National Producer # 7531114

Ohio License# 1438154 

California License # 0D83594

Texas Insurance License # 2822066

Nevada Insurance License # 3784291

Indiana Insurance License # 3864716

Arizona Insurance License # 7531114

Oregon Insurance License # 7531114

Washington Insurance License #1119858

Pennsylvania Insurance License # 917307

Price Lock Guarantee available in CA, AZ, NV, TX, IN, OH, IN, PA ,